Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Levels is an unincorporated community in Hampshire County in the U.S. state of West Virginia. According to the 2000 census, the Levels community has a population of 147. It is home to John J. Cornwell Elementary School. Levels was originally known as Levels Cross Roads because of its location at the intersection of four roads in north-central Hampshire County: Bright's Hollow Road north to Okonoko, Little Cacapon-Levels Road (County Route 3/3) southeast to Slanesville, Jersey Mountain Road (County Route 5) south to Romney, and Frenches Station Road (County Route 5/7) northwest to South Branch Depot.