Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Martinsburg is a city in the Eastern Panhandle region of West Virginia, United States. The city's population was 14,972 at the 2000 census; according to a 2008 Census Bureau estimate, Martinsburg's population was 17,020, making it the largest city in the Eastern Panhandle and the eighth largest municipality in West Virginia. Martinsburg is the county seat of Berkeley County and one of the core cities in the Hagerstown-Martinsburg, MD-WV Metropolitan Statistical Area. Martinsburg and Berkeley County are growing very rapidly from the influx of people moving from Washington, D.C. and Baltimore.