Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Points is an unincorporated community in Hampshire County in the U.S. state of West Virginia. According to the 2000 census, the Points community has a population of 478. Points is named for its location at the point where Jersey Mountain Road (West Virginia Secondary Route 5) and the old Springfield Grade Road (West Virginia Secondary Route 3) intersect. From Springfield to Points, the grade has been renamed Springfield Pike and from Points to Slanesville, it has been renamed Slanesville Pike.