Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Romney is a city in and the county seat of Hampshire County, West Virginia, United States. The population was 1,940 at the 2000 census, while the area covered by the city's ZIP code had a population of 5,873. It is a city with a very historic background dating back to the 1700s. Originally settled in 1725 by hunters and traders, Romney was known as Pearsall's Flats and was the site of the French and Indian War stockade Fort Pearsall. Romney holds the title of West Virginia's oldest town, chartered December 23, 1762. Named for the Cinque Ports city of Romney, Kent, England by Thomas Fairfax, 6th Lord Fairfax of Cameron, the town still bears placenames and symbols from its colonial past such as its Marsham Street, named for Robert Marsham, 2nd Baron Romney. It is also home to the West Virginia Schools for the Deaf and Blind and the nation's First Confederate Memorial in Indian Mound Cemetery.