Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Simpson is an unincorporated town in Taylor County, West Virginia. It is the hometown of Randal McCloy, sole survivor of the 2006 Sago Mine disaster at Sago in Upshur County. Simpson is located east of Flemington along the Right Fork Simpson Creek on County Route 13 in proximity to Tygart Lake State Park. The town had its own high school, Simpson High School, in operation from 1913 to 1962 when it was consolidated with Grafton High School. Simpson also has its own post office, established in 1885 and currently in operation.