Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Summersville is a town in Nicholas County, West Virginia, United States. The population was 3,194 at the 2000 census. It is the county seat of Nicholas County. Summersville, especially along U.S. Route 19, is well-known as a speed trap. In 2001 the police department of Summersville issued 18,133 tickets. Because of this, the city has been seen on several network TV programs including CNN, CBS, CBC, and the BBC. As late as 2007, the National Motorists Association ranked Summersville as the worst speed trap in the state of West Virginia. The city has been further seen in Money Magazine, USA Today, and dozens of local newspapers in the Midwest. Carnifex Ferry Battlefield State Park is near the town.