Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Wellsburg is a city in Brooke County, West Virginia, ZIP code 26070. It is part of the Weirton–Steubenville, WV-OH Metropolitan Statistical Area. In 1990 it had a population of 3,385. The town was named for Alexander Wells, son-in-law of Charles Prather, builder of the first large flour warehouse in the east. The town was laid out in 1790, and its post office was opened on September 1, 1870. It is the county seat of Brooke County.