Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Cumberland is a city in Barron County in the U.S. state of Wisconsin. The population was 2,280 at the 2000 census. The city is located partially within the Town of Cumberland. Cumberland is known as "The Island City" because it is nearly surrounded by the waters of Beaver Dam Lake. Cumberland is known for hosting the "Rutabaga Festival" each year, always the weekend preceding Labor Day weekend. This popular festival features live music, carnival rides, food, a parade with the seven time state winning Marching Band, and a variety of other events.