Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Sayner is an unincorporated community in the town of Plum Lake in Vilas County, Wisconsin. It is located at the intersection of Highway 155 and County N, about 15 miles northwest of Eagle River. Sayner is home to the Vilas County Historical Society. The community is the birthplace of the snowmobile, with the first "motor toboggan" built by Carl Eliason in 1924. Snowmobilers from neighboring Eagle River and St. Germain visit Sayner in the winter months. The Sayner Barnstormers handle the trails. Sayner is also home to one of the nation's oldest summer camps, Camp Highlands for Boys, founded in 1904, and located on the northeast end of Plum Lake. Located on the south shore of Plum Lake, the Plum Lake Golf Course is the oldest 9-hole golf course in the state of Wisconsin, founded in 1912.