Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Spooner is a city in Washburn County, Wisconsin, United States. The population was 2,653 at the 2000 census. The city is located mostly within the southwest corner of the Town of Spooner, with a small portion extending into the Town of Beaver Brook on the south, the Town of Bashaw on the southwest, and the Town of Evergreen on the west. The city's nickname is "Crossroads of the North", a reference to the fact that the city is at the junction of two U.S. highways, 53 and 63, and State Highway 70. The city was named after Senator John Coit Spooner.