Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Two Rivers is a city in Manitowoc County, Wisconsin, United States. The population was 12,639 at the 2000 census. It is the birthplace of the ice cream sundae (though other cities, such as Ithaca, New York, make the same claim). The city's advertising slogan is "Catch our friendly waves". The city has a city manager-council form of government. The city manager is Greg Buckley, who has held the position since August, 1995.