Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Banner is an unincorporated community in southern Sheridan County, Wyoming, United States. It lies along local roads near Interstate 90, south of the city of Sheridan, the county seat of Sheridan County. Its elevation is 4,580 feet (1,396 m), and it is located at 44°36′5″N 106°51′55″W / 44.60139°N 106.86528°W / 44.60139; -106.86528 (44.6013609, -106.8653374). Although Banner is unincorporated, it has a post office, with the ZIP code of 82832. Public education in the community of Banner is provided by Sheridan County School District #2.