Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Jay Em is an unincorporated community in northern Goshen County, Wyoming, United States, just below the headwaters of the Rawhide Creek. It lies along U.S. Route 85 north of the city of Torrington, the county seat of Goshen County. Its elevation is 4,590 feet (1,399 m), and it is located at 42°27′41″N 104°22′11″W / 42.46139°N 104.36972°W / 42.46139; -104.36972 (42.4613550, -104.3696724). Although Jay Em is unincorporated, it has a post office, with the ZIP code of 82219. The center of the community is included in the Jay Em Historic District. Public education in the community of Jay Em is provided by Goshen County School District #1.