Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Otto is an unincorporated community in Big Horn County in the U.S. state of Wyoming. It was named for Otto Franc, a local cattle baron who ranched in the Big Horn Basin. The community is located near the Greybull River on Wyoming Highway 30 between Basin and Burlington. Public education in the community of Otto is provided by Big Horn County School District #1. Children attend Burlington Elementary School (grades PK-6), Burlington Junior High School (grades 7-8), and Burlington High School (grades 9-12). All three campuses are located in the nearby town of Burlington.