Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Pala is a small, mostly Native American, community located in San Diego County, California near Fallbrook. It is east of Carlsbad in the San Diego-Carlsbad metro area. In the National Geographic Names Database it is officially catalogued as feature number 1661174. The community is in ZIP Code 92059, and inside area code 760. The community name may be derived from the Native American Cupeño or Luiseño language group term pal, meaning "water. " Another possible origin of the name is the Spanish word pala, which means "shovel. " The community is in the Pacific time zone. Pala is at an altitude of 404 feet, located at latitude 33°21′55″N 117°04′36″W / 33.36528°N 117.07667°W / 33.36528; -117.07667 (33.365N, longitude 117.075W).