Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Rail Road Flat (formerly, Independence Flat and Railroad Flat) is a census-designated place (CDP) in Calaveras County, California, United States. The population was 549 at the 2000 census.