Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
The historic Town of Ophir is a Home Rule Municipality located in San Miguel County, Colorado, United States. Ophir was the site of the world's first commercial system to generate and transmit alternating current electricity, the Ames Hydroelectric Generating Plant. The population was 113 at the 2000 census.