Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Fernwood is a small unincorporated town in the southeastern corner of Benewah County, Idaho, United States, located just to the east of State Highway 3. The city shares a K-8 school with the communities of Clarkia, Santa and Emida. All students attend high school in St. Maries. The 2000 census recorded a population of 684 with an average household income of $27,578. The median age in the tabulation area is 41.2 and the average household size is 2.51.