Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Bayard is a city in Guthrie County, Iowa, United States. The population was 536 at the 2000 census. It is part of the Des Moines–West Des Moines Metropolitan Statistical Area.