Spencer is a city in Clay County, Iowa, United States, at the confluence of the Little Sioux and Ocheyedan Rivers. The population was 11,317 at the 2000 census. It is the county seat of Clay County. Spencer is famous as the home of the Clay County Fair, held annually in September AND DEWEY Readmore Books, the Library Cat . The fair averages over 300,000 visitors per year. Spencer was ranked 10th best place to live in the United States by Relocate-America. com's "America's Top 100 Places to Live for 2007."

What is insurance coverage law?

Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.

Answers to insurance coverage law issues in Iowa

An automobile policy may include several different forms of coverage to protect you in case of an automobile...

A life insurance policy is simply a contract between you -- the insured -- and the insurance company wherein the...

Health insurance contracts are frequently group insurance contracts wherein you, as a member of a group, pay a...

A homeowners policy typically includes a fire endorsement, which would cover you in the event that your house,...

In general, mass tort cases involve a large number of individual claimants with claims associated with a single...