Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Noel is a city in McDonald County, Missouri, United States, along the Elk River. The population was 1,480 at the 2000 census. It is part of the Fayetteville–Springdale–Rogers, AR-MO Metropolitan Statistical Area. Noel is one of a few "Christmas Cities" in America, along with North Pole, Alaska, Christmas, Michigan, Santa Claus, Indiana and Bethlehem, Pennsylvania. Each year, tens of thousands of Christmas cards and letters are sent to the USPS Noel Post Office during the holiday season to be stamped with a postmark reading, "Noel, Mo. - 'The Christmas City in the Ozark Vacation Land. '" This practice became popular by the late 1940s when Kate Smith, a radio and television singer, began telling the "Noel Story" during her broadcasts.