Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Zalma, once known as Bollinger's Mill, is a small river town quietly nestled on the banks of the winding Castor River at a point where the river makes a horseshoe bend in southern Bollinger County in Southeast Missouri. When the railroad moved to town, the name Bollinger's Mill was changed to Zalma, named after a railroad worker named Zalma Block. Zalma used to be a busy town of 300 residents. As of the 2000 U.S. Census, it had a population of 93. A 2008 estimate, however, showed the population to be 94, an increase of 1.08%. Zalma was not officially recognized until January 25, 1910. Zalma is said to come from a Native American word meaning "the end. " Zalma is part of the Cape Girardeau–Jackson, MO-IL Metropolitan Statistical Area.