Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Oswegatchie is a town in St. Lawrence County, New York, United States. The population was 4,370 at the 2000 census. The name reportedly means "Black water" in the aboriginal language. It is on the northern border of the county and is adjacent to the city of Ogdensburg.