Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Raeford is a city in Hoke County, North Carolina, United States. The population was 3,386 at the 2000 census. It is the county seat of Hoke County. The county was named after Confederate General Robert F. Hoke, as Tar Heel native. The City of Raeford, named after the MacRae family who lived at the 'ford of the creek' was at one time made up primarily of old Highland Scot families. Likewise, the Upper Cape Fear Valley of North Carolina was in the 18th and 19th Century the largest settlement of Gaelic speaking Highland Scots in North America. Today many of these old families continue to live in the area, though their presence is noticeably diminished by the great numbers of newcomers to the area as a result of Fort Bragg. Since World War II many Lumbee Indian families have moved northward from Robeson County and now constitute a significant element of the population that is otherwise European and African-American.