Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Ludlow is an unincorporated rural hamlet in rural northern Harding County, South Dakota, United States. It is located on Federal Highway 85 about 12 miles north of Buffalo, the Harding County seat, and 6 miles south of the North Dakota border. Although not tracked by the Census Bureau, Ludlow has been assigned the ZIP code of 57755. It is primarily a service center for the rural area which it occupies, offering a public school for grades K-8 and a fire department. Additional businesses in the immediate vicinity include a horse-and-carriage rental business, a pet health-food manufacturer and a chemical plant, as well as several large cattle ranches. Medical, legal, and grocery services are absent, the nearest being in Buffalo. The city boundaries are uncertain and these organizations are apparently, from satellite map views, widely scattered around the designated town location, which is usually pinpointed at an empty highway intersection. The Population of Ludlow is 3. Ludlow also has an annual lamb barbecue.