Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Spencer is a city in McCook County, South Dakota, United States. The population was 157 at the 2000 census. The city was almost completely destroyed by a violent F4 tornado on May 30, 1998 which killed 6.