Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Cloverdale is a census-designated place (CDP) in Botetourt County, Virginia, United States. The population was 2,986 at the 2000 census. It is part of the Roanoke Metropolitan Statistical Area. Cloverdale is the birthplace of Charles Follis, who became the first African-American to play professional football when he signed with the Shelby Blues of Shelby, Ohio in 1902 (note that he was first paid for playing in 1904).