Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Bayard is a town in Grant County, West Virginia, United States. The population was 299 at the 2000 census. Bayard was incorporated in 1893 and named in honor of Thomas F. Bayard, Jr. , who later became a United States Senator from Delaware (1923–1929). Bayard was founded on the West Virginia Central and Pittsburgh Railroad as a coal mining community. Coal mining has remained the town's chief industry.