Insurance law involves representing both clients who have made premium payments to an insurance company for financial protection against certain types of loss, and the insurance companies themselves with regard to cases involving coverage, claims, and contracts related to health insurance, homeowners insurance, and automobile insurance.
Smithville (also Smithton) is an unincorporated community in southern Ritchie County, West Virginia, United States. It lies along West Virginia Route 47 south of the town of Harrisville, the county seat of Ritchie County. Its elevation is 686 feet (209 m). Although it is unincorporated, it has a post office, with the ZIP code of 26178. The North Bend Rail Trail passes through the community.