Learn More About Personal Bankruptcy Law in Chico, California

Chico is the most populous city in Butte County, California, United States. The population was 59,954 at the 2000 census but was estimated to have grown to 87,713 as of 2009. The city is a cultural, economic, and educational center of the northern Sacramento Valley and home to both Chico State University and Bidwell Park, one of the country's 25 largest municipal parks and the 13 largest municipally-owned park. Other cities in close proximity to the Chico Metropolitan Area (population 212,000) include Paradise and Oroville, while local towns and villages (unincorporated areas) include Durham, Cohasset, Dayton, Hamilton City, Nord, and Forest Ranch. The Chico Metropolitan Area is the 14th largest metropolitan statistical area in California. The official city nickname is "City of Roses," according to the Seal of the City of Chico, California. Chico has been designated as a Tree City USA for 23 years by the Arbor Day Foundation.

What is personal bankruptcy law?

Personal Bankruptcy involves the legal process that an insolvent individual takes to insure fairness and equality upon creditors and to help the debtor start anew with the property he or she is allowed to keep without being hampered by liabilities he or she might have accrued. Personal Bankruptcy attorneys advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing -- including Chapter 7 bankruptcy debt discharge plans and Chapter 13 bankruptcy debt repayment plans. Bankruptcy attorneys may also represent creditors seeking to have their rights enforced in connection with a bankruptcy reorganization of a debtor.

Business Bankruptcy attorneys also advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to personal bankruptcy law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

Where Can I get Bankruptcy Forms?

Official Bankruptcy Forms must be used to file and take action in bankruptcy cases. Procedural Forms also may be...

What is a Chapter 7 Bankruptcy Liquidation?

Chapter 7 of the Bankruptcy Code provides for "liquidation," ( i.e., the sale of a debtor's nonexempt property and...

What is a Chapter 12 Family Farmer or Family Fisherman Bankruptcy?

Chapter 12 of the Bankruptcy Code provides for adjustment of debts of a "family farmer," or a "family fisherman" as...

What is a Chapter 13 Bankruptcy Individual Debt Adjustment?

The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter...

What is the Servicemembers' Civil Relief Act?

The Servicemembers' Civil Relief Act applies in bankruptcy cases. It provides protection to members of the military...

What Bankruptcy Terminology Should I be Familiar with?

Most debtors who file a bankruptcy petition, and many of their creditors, know very little about the bankruptcy...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...