Learn More About Personal Bankruptcy Law in Garnerville, New York

Garnerville is a hamlet in the Town of Haverstraw Rockland County, New York, United States located north of New City; east of Mount Ivy; south of Stony Point and west of West Haverstraw. Most of the Hamlet is governed by West Haverstraw Village, a small portion of Garnerville defaults to Town of Haverstraw. Received name from Garner family which operated textile printing industry on Minisceongo Creek near Railroad Avenue beginning 1838. The community is bisected by U.S. Route 202. The Town of Haverstraw Town Hall resides in the hamlet, along with several small shopping centers and the newly renovated King's Daughters Library. The schools in Garnerville include North Garnerville Elementary School and St. Gregory Barbarigo Parochial School; the village is part of the North Rockland Central School District. Rockland Community College symbolically recognized David J. Rojas of Garnerville as State University of New York (SUNY) “millionth graduate” at the 46th Commencement Ceremony held on June 3rd 2007.

What is personal bankruptcy law?

Personal Bankruptcy involves the legal process that an insolvent individual takes to insure fairness and equality upon creditors and to help the debtor start anew with the property he or she is allowed to keep without being hampered by liabilities he or she might have accrued. Personal Bankruptcy attorneys advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing -- including Chapter 7 bankruptcy debt discharge plans and Chapter 13 bankruptcy debt repayment plans. Bankruptcy attorneys may also represent creditors seeking to have their rights enforced in connection with a bankruptcy reorganization of a debtor.

Business Bankruptcy attorneys also advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to personal bankruptcy law issues in New York

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

Where Can I get Bankruptcy Forms?

Official Bankruptcy Forms must be used to file and take action in bankruptcy cases. Procedural Forms also may be...

What is a Chapter 7 Bankruptcy Liquidation?

Chapter 7 of the Bankruptcy Code provides for "liquidation," ( i.e., the sale of a debtor's nonexempt property and...

What is a Chapter 12 Family Farmer or Family Fisherman Bankruptcy?

Chapter 12 of the Bankruptcy Code provides for adjustment of debts of a "family farmer," or a "family fisherman" as...

What is a Chapter 13 Bankruptcy Individual Debt Adjustment?

The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter...

What is the Servicemembers' Civil Relief Act?

The Servicemembers' Civil Relief Act applies in bankruptcy cases. It provides protection to members of the military...

What Bankruptcy Terminology Should I be Familiar with?

Most debtors who file a bankruptcy petition, and many of their creditors, know very little about the bankruptcy...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...