Learn More About Personal Bankruptcy Law in Raeford, North Carolina

Raeford is a city in Hoke County, North Carolina, United States. The population was 3,386 at the 2000 census. It is the county seat of Hoke County. The county was named after Confederate General Robert F. Hoke, as Tar Heel native. The City of Raeford, named after the MacRae family who lived at the 'ford of the creek' was at one time made up primarily of old Highland Scot families. Likewise, the Upper Cape Fear Valley of North Carolina was in the 18th and 19th Century the largest settlement of Gaelic speaking Highland Scots in North America. Today many of these old families continue to live in the area, though their presence is noticeably diminished by the great numbers of newcomers to the area as a result of Fort Bragg. Since World War II many Lumbee Indian families have moved northward from Robeson County and now constitute a significant element of the population that is otherwise European and African-American.

What is personal bankruptcy law?

Personal Bankruptcy involves the legal process that an insolvent individual takes to insure fairness and equality upon creditors and to help the debtor start anew with the property he or she is allowed to keep without being hampered by liabilities he or she might have accrued. Personal Bankruptcy attorneys advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing -- including Chapter 7 bankruptcy debt discharge plans and Chapter 13 bankruptcy debt repayment plans. Bankruptcy attorneys may also represent creditors seeking to have their rights enforced in connection with a bankruptcy reorganization of a debtor.

Business Bankruptcy attorneys also advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to personal bankruptcy law issues in North Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

Where Can I get Bankruptcy Forms?

Official Bankruptcy Forms must be used to file and take action in bankruptcy cases. Procedural Forms also may be...

What is a Chapter 7 Bankruptcy Liquidation?

Chapter 7 of the Bankruptcy Code provides for "liquidation," ( i.e., the sale of a debtor's nonexempt property and...

What is a Chapter 12 Family Farmer or Family Fisherman Bankruptcy?

Chapter 12 of the Bankruptcy Code provides for adjustment of debts of a "family farmer," or a "family fisherman" as...

What is a Chapter 13 Bankruptcy Individual Debt Adjustment?

The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter...

What is the Servicemembers' Civil Relief Act?

The Servicemembers' Civil Relief Act applies in bankruptcy cases. It provides protection to members of the military...

What Bankruptcy Terminology Should I be Familiar with?

Most debtors who file a bankruptcy petition, and many of their creditors, know very little about the bankruptcy...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...