Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Termo (also, Snowstorm and Armstrong) is an unincorporated community in Lassen County, California. It is located on the Southern Pacific Railroad 32 miles (51 km) north-northeast of Susanville, at an elevation of 5305 feet (1617 m). This town straddles U.S. Highway 395 north of Ravendale. In 1909, Termo was the terminus of the Nevada–California–Oregon Railway. The Termo post office opened in 1908, closed in 1914, and re-opened in 1915. Termo soils are on lake terraces and in lake basins and have slopes of 0 to 2 percent. The mean annual precipitation is 9 inches (230 mm) and the mean annual temperature is 45 °F (7 °C). The ZIP code is 96132 and the area code 530.