Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Loveland is a Home Rule Municipality that is the second most populous city in Larimer County, Colorado, United States. Loveland is situated 46 miles (74 km) north of the Colorado State Capitol in Denver. Loveland is the 14th most populous city in Colorado. The United States Census Bureau estimates that in 2005 the population of the city of Loveland was 59,563,. The city forms part of the Fort Collins-Loveland Metropolitan Statistical Area, as well as the Denver-Aurora-Boulder Combined Statistical Area and the Front Range Urban Corridor. The city's public schools are part of the Thompson R2-J School District.