Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Towaoc is a census-designated place (CDP) on the Ute Mountain Reservation in Montezuma County, Colorado, United States. The population was 1,097 at the 2000 census. The Towaoc Post Office has the ZIP Code 81334. Towaoc is the capital of the Ute Mountain Ute Tribe, replacing a tribal headquarters and BIA sub-agency at Aztec Springs. It is located southwest of Sleeping Ute Mountain, a sacred mountain of the Ute people, northeast of Four Corners Monument.