Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Chapin is an unincorporated community in northern Franklin County, Iowa, United States. It lies along local roads just off U.S. Route 65, north of the city of Hampton, the county seat of Franklin County. Its elevation is 1,155 feet (352 m), and it is located at 42°50′1″N 93°13′20″W / 42.83361°N 93.22222°W / 42.83361; -93.22222 (42.8335814, -93.2221464). Although Chapin is unincorporated, it has a post office with the ZIP code of 50427, which opened on 29 February 1860.