Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Gifford is an unincorporated community in southeastern Hardin County, Iowa, United States. It lies along local roads south of the city of Eldora, the county seat of Hardin County. Its elevation is 945 feet (288 m). Gifford's post office was established on 9 November 1875 and discontinued on 28 February 1907. Although the post office was reopened on 17 February 1908, it was again discontinued on 31 October 1954 and attached to the Union post office. Although its post office is gone, Gifford has its own ZIP Code, 52059, even though the ZIP Code system was not implemented until nearly nine years after Gifford's post office was attached to Union's.