Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Spencer is a city in Clay County, Iowa, United States, at the confluence of the Little Sioux and Ocheyedan Rivers. The population was 11,317 at the 2000 census. It is the county seat of Clay County. Spencer is famous as the home of the Clay County Fair, held annually in September AND DEWEY Readmore Books, the Library Cat . The fair averages over 300,000 visitors per year. Spencer was ranked 10th best place to live in the United States by Relocate-America. com's "America's Top 100 Places to Live for 2007."