Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Harpswell is a town in Cumberland County, Maine which is geographically within Casco Bay in the Gulf of Maine. The population was 5,239 at the 2000 census. Harpswell is composed of land contiguous with the rest of Cumberland County, called Harpswell Neck, as well as a several large and small islands: Great Island, Orr's Island, and Bailey Island. Harpswell is part of the Portland–South Portland–Biddeford, Maine Metropolitan Statistical Area.