Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Ludington is a city in the U.S. state of Michigan. As of the 2000 census, the city population was 8,357. It is the county seat of Mason County. Ludington is a harbor town located on Lake Michigan at the mouth of the Pere Marquette River. Many people come to Ludington year round for recreation, including boating and swimming on Lake Michigan, Hamlin Lake, and other smaller inland lakes, as well as hunting, fishing, and camping. Nearby are Ludington State Park (which includes the Big Sable Point Light), Nordhouse Dunes Wilderness Area, and Manistee National Forest. Ludington is also the home port of the SS Badger, with daily service in the summer across Lake Michigan to Manitowoc, Wisconsin. Watching the Badger come into port in the evening from the end of the north breakwall by the Ludington lighthouse is a favorite local pastime. In summer, the city hosts quite a few large events. Examples are one of the largest Gus Macker basketball tournaments (with 35,500 spectators), the Ludington Area Jaycees Freedom Festival (July 4), the Lakestride Half Marathon in June, and the West Shore Art League's Art Fair. As a result of its many attractions (based on AAA's 2005 TripTik requests), Ludington is the fifth-most-popular tourist city in Michigan, behind Mackinaw City, Traverse City, Muskegon, and Sault Ste. Marie.