Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Saint Joseph (informally, St. Joe) is the largest city in Northwest Missouri, serving as the county seat for Buchanan County. With a 2008 estimated population of 76,197, Saint Joseph is the eighth largest city in the state. The St. Joseph Metropolitan Statistical Area, which includes Buchanan, Andrew, and DeKalb counties in Missouri and Doniphan County, Kansas, had an estimated population of 122,306 in 2006. Saint Joseph is also home to Missouri Western State University.