Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Zalma, once known as Bollinger's Mill, is a small river town quietly nestled on the banks of the winding Castor River at a point where the river makes a horseshoe bend in southern Bollinger County in Southeast Missouri. When the railroad moved to town, the name Bollinger's Mill was changed to Zalma, named after a railroad worker named Zalma Block. Zalma used to be a busy town of 300 residents. As of the 2000 U.S. Census, it had a population of 93. A 2008 estimate, however, showed the population to be 94, an increase of 1.08%. Zalma was not officially recognized until January 25, 1910. Zalma is said to come from a Native American word meaning "the end. " Zalma is part of the Cape Girardeau–Jackson, MO-IL Metropolitan Statistical Area.