Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Towaco is an unincorporated area within Montville Township in Morris County, New Jersey, United States. The area is served as United States Postal Service ZIP code 07082. As of the United States 2000 Census, the population for ZIP Code Tabulation Area 07082 was 4,723. The Towaco station offers New Jersey Transit train service along the Montclair-Boonton Line. It essentially replaces the abandoned Montville station. The train station has been renovated.