Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Delmar is a hamlet in the town of Bethlehem, Albany County, New York. A census-designated place (CDP) has been established since 1980 by the US Bureau of Census for tabulating the population of what the census has defined as the boundaries of the urbanized area in and around Delmar. The population was 8,292 at the 2000 census. It is a suburb of the neighboring city of Albany. NY Route 443 (Delaware Avenue) which bisects the community is the major thoroughfare, main street, and route to Albany. In 2005, CNN/Money Magazine named the Delmar ZIP Code (an area larger than the Delmar hamlet or CDP) as one of the "Best Places to Live" in America, rating it the 22nd best place to live among what it called "Great American Towns."