Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Speculator is a village in Hamilton County, New York, United States. The population was 348 at the 2000 census. The village is named after a nearby Speculator Mountain. The postal ZIP code is 12164. The Village of Speculator is the only incorporated village within Hamilton County and is within the Town of Lake Pleasant. The village lies on the north end of a lake, also called Lake Pleasant. The local inhabitants sometimes refer to the village as the "Four Corners," referring to the intersection of NYS Route 8 and NYS Route 30 in the middle of the business district. Speculator is within the Adirondack Park.