Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Louisville is the largest city in the U.S. state of Kentucky, and the county seat of Jefferson County. Since 2003, the city's borders have been with those of the county because of a city-county merger. The city's estimated population as of 2008 was 713,877 (consolidated; balance total is 557,224), with a population of 1,244,696 in the Louisville metropolitan area. An important internal shipping port in the 19th century, Louisville is today most well known for the Kentucky Derby, the widely watched first race of the Triple Crown of Thoroughbred Racing. Louisville is situated on the Ohio River in north-central Kentucky at the Falls of the Ohio. Because it includes counties in Southern Indiana, the Louisville metropolitan area is often referred to as Kentuckiana. The river forms the border between Kentucky and Indiana. A resident of Louisville is referred to as a Louisvillian. Although situated in a Southern state, Louisville is influenced by both Southern and Midwestern culture. It is sometimes referred to as either the northernmost Southern city or the southernmost Northern city in the United States. The settlement that became the City of Louisville was founded in 1778 by George Rogers Clark and is named after King Louis XVI of France.