Workers Compensation establishes the liability of an employer for injuries or sicknesses which arise out of and in the course of employment. The liability is created without regard to the fault or negligence of the employer. Benefits generally include hospital and other medical payments and compensation for loss of income; if the injury is covered by the statute, compensation under the statute will be the employees only remedy against her or her employer. The workers compensation systems in place in each state are exclusive, no-fault remedies for most workplace injuries, and workers compensation attorneys guide injured workers through the process, to ensure that they receive appropriate income replacement payments and other monetary awards.
Ratcliff is an unincorporated community in Houston County in east Texas, United States. Founded in the early 1900s, Ratliff had a population of more than five thousand, with most working at a sawmill operated by the Louisiana and Texas Lumber Company. This Four C Mill used the 45-acre (180,000 m) lake that is the heart of Ratcliff Lake Recreation Area as its millpond. The recreation area is located within the Davy Crockett National Forest. Ratcliff is named for an early settler, J.H. Ratcliff, who operated a smaller sawmill, which cut the timber for the larger Four C Mill.