Chapter
Interest and Usury
- Ala. Code § 8-8-1— Maximum Rates of Interest - Generally.
- Ala. Code § 8-8-1.1— Maximum Rates of Interest - Permitted Under State or Federal Law.
- Ala. Code § 8-8-1.2— Maximum Rates of Interest - Loans Secured by Savings Accounts.
- Ala. Code § 8-8-2— Maximum Rates of Interest - Aggregation of Principal and Interest on Loans at Six Percent and Division into Installments.
- Ala. Code § 8-8-4— Maximum Rates of Interest - Loans, Etc., of $100,000 or More to State Board of Education and Trustees of State Educational Institutions.
- Ala. Code § 8-8-5— Maximum Rates of Interest - Loans, Credit Sales, Etc., of $2,000 or More to Individuals, Corporations, Trusts, Partnerships, or Associations.
- Ala. Code § 8-8-6— Maximum Rates of Interest - Exemption of Debts Incurred Pursuant to National Housing Act or Veterans’ Benefits.
- Ala. Code § 8-8-7— Maximum Rates of Interest - Exemption of Bonds, Notes, Etc., of State, Instrumentalities, Localities, Etc.
- Ala. Code § 8-8-8— Interest Accrues on Breach of Contract.
- Ala. Code § 8-8-9— Interest on Unauthorized Change Bills and Notes Not Exceeding $1.
- Ala. Code § 8-8-10— Interest on Money Judgments and Costs.
- Ala. Code § 8-8-11— Application of Partial Payments to Principal and Interest.
- Ala. Code § 8-8-12— Enforcement of Usurious Contracts.
- Ala. Code § 8-8-13— Collection on Notes, Etc., Discounted at Higher Rate of Interest Than Eight Percent.
- Ala. Code § 8-8-14— Interest Surcharge on Loans or Credit Sales; Refunds; Maximum Interest Rate Indexed to Prime Rate; Maximum Interest Rates for Open-End Credit Plans.
- Ala. Code § 8-8-15— Bad Check Charge; Deemed Not Finance Charge.