Article

Regul. of Ins. Companies

C.R.S. § 10-3-101— Formation of insurance companies
C.R.S. § 10-3-102— Purpose of organization or admittance
C.R.S. § 10-3-103— Names of companies
C.R.S. § 10-3-104— Unauthorized companies
C.R.S. § 10-3-105— Certificate of authority to do business
C.R.S. § 10-3-106— Deemed incorporated under corporation law
C.R.S. § 10-3-107— Appointment of registered agent to receive service of process
C.R.S. § 10-3-108— File duly certified copy of charter
C.R.S. § 10-3-109— Reports, statements, assessments, and maintenance of records
C.R.S. § 10-3-111— Violations
C.R.S. § 10-3-112— Directors
C.R.S. § 10-3-113— Increase of capital
C.R.S. § 10-3-114— Violations
C.R.S. § 10-3-117— License automatically extended
C.R.S. § 10-3-120— Investments of officers, directors, and principal stockholders
C.R.S. § 10-3-121— Regulation of proxies, consents, or authorizations
C.R.S. § 10-3-122— Duties of foreign companies
C.R.S. § 10-3-123— Assessment accident associations
C.R.S. § 10-3-125— Redomestication of foreign insurers
C.R.S. § 10-3-126— Alien insurers
C.R.S. § 10-3-127— Domicile of nonprofit hospital, medical-surgical, and health services corporations
C.R.S. § 10-3-128— Domestic insurer
C.R.S. § 10-3-129— Prohibition
C.R.S. § 10-3-130— Certificate of authority application process
C.R.S. § 10-3-131— Acts of producers
C.R.S. § 10-3-201— Cash capital
C.R.S. § 10-3-202— Surplus ascertained
C.R.S. § 10-3-203— Additional deposits
C.R.S. § 10-3-204— Payment of dividends
C.R.S. § 10-3-205— Manner of paying surplus
C.R.S. § 10-3-206— Security deposits
C.R.S. § 10-3-207— Fees paid by insurance companies
C.R.S. § 10-3-208— Financial statements
C.R.S. § 10-3-209— Tax on premiums collected
C.R.S. § 10-3-210— Deposit and safekeeping of securities
C.R.S. § 10-3-211— Deposit only admitted assets
C.R.S. § 10-3-212— Insolvency or impairment of stock insurance company
C.R.S. § 10-3-213— Investments eligible as admitted assets
C.R.S. § 10-3-214— Quantitative investment limitations
C.R.S. § 10-3-215— Evidences of indebtedness
C.R.S. § 10-3-215.5— Investments in medium- and lower-grade obligations
C.R.S. § 10-3-216— Mortgage loans
C.R.S. § 10-3-217— Federally guaranteed or insured real estate loans
C.R.S. § 10-3-218— Real estate for use in company’s business
C.R.S. § 10-3-219— Real estate acquired in satisfaction of indebtedness
C.R.S. § 10-3-220— Real estate for production of income
C.R.S. § 10-3-225— Transportation equipment interests
C.R.S. § 10-3-226— Equity interests
C.R.S. § 10-3-227— Stock for purpose of reinsurance, consolidation, or merger
C.R.S. § 10-3-228— Collateral loans
C.R.S. § 10-3-228.5— Securities lending
C.R.S. § 10-3-229— Investments for purposes of compliance in other jurisdictions
C.R.S. § 10-3-230— Additional investments
C.R.S. § 10-3-231— Valuation of investments
C.R.S. § 10-3-232— Liens for certain purposes permitted
C.R.S. § 10-3-233— Disposition of certain real estate
C.R.S. § 10-3-234— Approval and record of investments
C.R.S. § 10-3-235— Certain admitted assets deemed securities for deposit purposes
C.R.S. § 10-3-236— Assets acquired through merger, consolidation, or reinsurance
C.R.S. § 10-3-237— Assets acquired under prior law
C.R.S. § 10-3-238— Refunds
C.R.S. § 10-3-239— Subordinated indebtedness
C.R.S. § 10-3-240— Approval of investments
C.R.S. § 10-3-242— Qualified money market funds
C.R.S. § 10-3-243— Derivative transactions
C.R.S. § 10-3-244— Climate risk disclosure
C.R.S. § 10-3-301— Definitions
C.R.S. § 10-3-302— Deposits required
C.R.S. § 10-3-303— Deposits with commissioner
C.R.S. § 10-3-304— Depositaries
C.R.S. § 10-3-305— Rights of depositors
C.R.S. § 10-3-306— Release of deposits
C.R.S. § 10-3-307— Commissioner order release
C.R.S. § 10-3-401— Legislative declaration
C.R.S. § 10-3-402— Definitions
C.R.S. § 10-3-403— Scope of part 4
C.R.S. § 10-3-404— Determination of delinquency
C.R.S. § 10-3-405— Direct supervision
C.R.S. § 10-3-406— Protest of finding of delinquency
C.R.S. § 10-3-407— Costs of direct supervision
C.R.S. § 10-3-411— Penalties for noncompliance
C.R.S. § 10-3-412— Review of action while under direct supervision
C.R.S. § 10-3-413— Appeal from final determination or order of commissioner
C.R.S. § 10-3-414— Nondisclosure of reports and evidence during period of direct supervision or conservatorship
C.R.S. § 10-3-501— Legislative declaration
C.R.S. § 10-3-502— Definitions
C.R.S. § 10-3-503— Persons covered
C.R.S. § 10-3-504— Jurisdiction
C.R.S. § 10-3-504.5— Application for receivership
C.R.S. § 10-3-505— Injunctions
C.R.S. § 10-3-506— Cooperation of officers, owners, and employees
C.R.S. § 10-3-507— Continuation of delinquency proceedings
C.R.S. § 10-3-508— Condition on release from delinquency proceedings
C.R.S. § 10-3-509— Court’s seizure order
C.R.S. § 10-3-510— Confidentiality of hearings
C.R.S. § 10-3-511— Grounds for rehabilitation
C.R.S. § 10-3-512— Rehabilitation orders
C.R.S. § 10-3-513— Powers and duties of rehabilitator
C.R.S. § 10-3-514— Actions by and against rehabilitator
C.R.S. § 10-3-514.5— Immunity and indemnification of receiver and employees
C.R.S. § 10-3-515— Termination of rehabilitation
C.R.S. § 10-3-516— Grounds for liquidation
C.R.S. § 10-3-517— Liquidation orders
C.R.S. § 10-3-518— Continuation of coverage
C.R.S. § 10-3-519— Dissolution of insurer
C.R.S. § 10-3-520— Powers of liquidator
C.R.S. § 10-3-521— Notice to creditors and others
C.R.S. § 10-3-522— Duties of agents
C.R.S. § 10-3-523— Actions by and against liquidator
C.R.S. § 10-3-524— Collection and listing of assets
C.R.S. § 10-3-525— Fraudulent transfers prior to petition
C.R.S. § 10-3-526— Fraudulent transfer after petition
C.R.S. § 10-3-527— Voidable preferences and liens
C.R.S. § 10-3-528— Claims of holders of void or voidable rights
C.R.S. § 10-3-529— Setoffs
C.R.S. § 10-3-530— Assessments
C.R.S. § 10-3-531— Reinsurers’ liability
C.R.S. § 10-3-532— Recovery of premiums owed
C.R.S. § 10-3-533— Domiciliary liquidator’s proposal to distribute assets
C.R.S. § 10-3-533.5— Sale of insolvent insurer as a going concern
C.R.S. § 10-3-534— Filing of claims
C.R.S. § 10-3-535— Proof of claim
C.R.S. § 10-3-536— Special claims
C.R.S. § 10-3-537— Special provisions for third-party claims
C.R.S. § 10-3-538— Disputed claims
C.R.S. § 10-3-539— Claims of surety
C.R.S. § 10-3-540— Secured creditors’ claims
C.R.S. § 10-3-540.5— Qualified financial contracts
C.R.S. § 10-3-541— Priority of distribution
C.R.S. § 10-3-542— Liquidator’s recommendations to the court
C.R.S. § 10-3-543— Distribution of assets
C.R.S. § 10-3-544— Unclaimed and withheld funds
C.R.S. § 10-3-545— Termination of proceedings
C.R.S. § 10-3-546— Reopening liquidation
C.R.S. § 10-3-547— Disposition of records during and after termination of liquidation
C.R.S. § 10-3-548— External audit of receiver’s books
C.R.S. § 10-3-549— Conservation of property of foreign or alien insurers found in this state
C.R.S. § 10-3-550— Liquidation of property of foreign or alien insurers found in this state
C.R.S. § 10-3-551— Domiciliary liquidators in other states
C.R.S. § 10-3-552— Ancillary formal proceedings
C.R.S. § 10-3-553— Ancillary summary proceedings
C.R.S. § 10-3-554— Claims of nonresidents against insurers domiciled in this state
C.R.S. § 10-3-555— Claims of residents against insurers domiciled in reciprocal states
C.R.S. § 10-3-556— Attachment, garnishment, and levy of execution
C.R.S. § 10-3-557— Interstate priorities
C.R.S. § 10-3-558— Subordination of claims for noncooperation
C.R.S. § 10-3-559— Severability
C.R.S. § 10-3-601— Short title
C.R.S. § 10-3-602— Exchange of securities
C.R.S. § 10-3-603— Acquiring corporation
C.R.S. § 10-3-604— Procedure for exchange
C.R.S. § 10-3-605— Filing plan of exchange
C.R.S. § 10-3-606— Effect of exchange
C.R.S. § 10-3-607— Authorized insurance business and regulatory authority
C.R.S. § 10-3-608— Domestic company and acquiring corporation separate and distinct entities
C.R.S. § 10-3-609— Examination
C.R.S. § 10-3-610— Application of this part 6
C.R.S. § 10-3-701— Purpose
C.R.S. § 10-3-702— Credit allowed to a domestic ceding insurer
C.R.S. § 10-3-703— Asset or reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer not meeting the requirements of section 10-3-702
C.R.S. § 10-3-704— Qualified United States financial institutions
C.R.S. § 10-3-705— Rules
C.R.S. § 10-3-706— Reinsurance agreements affected
C.R.S. § 10-3-801— Definitions
C.R.S. § 10-3-802— Subsidiaries of insurers
C.R.S. § 10-3-803— Acquisition of control of or merger with domestic insurer
C.R.S. § 10-3-803.5— Acquisitions involving insurers not otherwise covered
C.R.S. § 10-3-804— Registration of insurers
C.R.S. § 10-3-805— Standards and management of an insurer within an insurance holding company system
C.R.S. § 10-3-806— Examination
C.R.S. § 10-3-807— Supervisory colleges
C.R.S. § 10-3-807.5— Group-wide supervision of internationally active insurance groups
C.R.S. § 10-3-808— Confidential treatment
C.R.S. § 10-3-809— Rules
C.R.S. § 10-3-810— Injunctions
C.R.S. § 10-3-811— Criminal proceedings
C.R.S. § 10-3-812— Receivership
C.R.S. § 10-3-813— Revocation, suspension, or nonrenewal of insurer’s license
C.R.S. § 10-3-814— Judicial review
C.R.S. § 10-3-815— Recovery of distributions or payments
C.R.S. § 10-3-816— Conflict with other laws
C.R.S. § 10-3-901— Short title
C.R.S. § 10-3-902— Legislative declaration
C.R.S. § 10-3-903— Definition of transacting insurance business
C.R.S. § 10-3-903.5— Jurisdiction over providers of health-care benefits
C.R.S. § 10-3-904— Commissioner may enjoin unauthorized company
C.R.S. § 10-3-904.5— Emergency cease-and-desist orders
C.R.S. § 10-3-904.6— Emergency cease-and-desist orders
C.R.S. § 10-3-904.7— Failure to pay penalties or restitution
C.R.S. § 10-3-905— Service of process upon unauthorized company
C.R.S. § 10-3-906— Validity of insurance contracts
C.R.S. § 10-3-907— Investigation and disclosure of insurance contracts
C.R.S. § 10-3-908— Reporting of unauthorized insurance
C.R.S. § 10-3-909— Unauthorized insurance premium tax
C.R.S. § 10-3-910— Application of this part 9
C.R.S. § 10-3-1001— Short title
C.R.S. § 10-3-1002— Legislative declaration
C.R.S. § 10-3-1003— Service of process upon unauthorized insurer
C.R.S. § 10-3-1004— Defense of action by unauthorized insurer
C.R.S. § 10-3-1005— Attorney fees
C.R.S. § 10-3-1101— Legislative declaration
C.R.S. § 10-3-1102— Definitions
C.R.S. § 10-3-1103— Unfair methods of competition
C.R.S. § 10-3-1104— Unfair methods of competition
C.R.S. § 10-3-1104.5— HIV testing
C.R.S. § 10-3-1104.6— Genetic information
C.R.S. § 10-3-1104.7— Genetic testing
C.R.S. § 10-3-1104.8— Domestic abuse discrimination
C.R.S. § 10-3-1104.9— Insurers’ use of external consumer data and information sources, algorithms, and predictive models
C.R.S. § 10-3-1105— Favored agent or insurer
C.R.S. § 10-3-1106— Power of commissioner
C.R.S. § 10-3-1107— Hearings
C.R.S. § 10-3-1108— Orders
C.R.S. § 10-3-1109— Penalty for violation of cease-and-desist orders
C.R.S. § 10-3-1110— Rules
C.R.S. § 10-3-1111— Provisions of part 11 additional to existing law
C.R.S. § 10-3-1112— Immunity from prosecution
C.R.S. § 10-3-1113— Information to trier of fact in civil actions
C.R.S. § 10-3-1114— Construction of part 11
C.R.S. § 10-3-1115— Improper denial of claims
C.R.S. § 10-3-1116— Remedies for unreasonable delay or denial of benefits
C.R.S. § 10-3-1117— Required disclosures
C.R.S. § 10-3-1118— Failure-to-cooperate defense
C.R.S. § 10-3-1119— Policy documents
C.R.S. § 10-3-1201— Legislative declaration
C.R.S. § 10-3-1202— Definitions
C.R.S. § 10-3-1203— Book-entry system
C.R.S. § 10-3-1301— Short title
C.R.S. § 10-3-1302— Legislative declaration
C.R.S. § 10-3-1303— Definitions
C.R.S. § 10-3-1304— Identification of parts
C.R.S. § 10-3-1305— Disclosure
C.R.S. § 10-3-1306— Unfair and deceptive acts
C.R.S. § 10-3-1307— Liability
C.R.S. § 10-3-1401— Short title
C.R.S. § 10-3-1402— Purpose
C.R.S. § 10-3-1403— Authority of commissioner
C.R.S. § 10-3-1501— Purpose and scope
C.R.S. § 10-3-1502— Definitions
C.R.S. § 10-3-1503— Risk management framework
C.R.S. § 10-3-1504— ORSA requirement
C.R.S. § 10-3-1505— ORSA summary report
C.R.S. § 10-3-1506— Exemption
C.R.S. § 10-3-1507— Contents of ORSA summary report
C.R.S. § 10-3-1508— Confidentiality
C.R.S. § 10-3-1509— Sanctions
C.R.S. § 10-3-1510— Rules
C.R.S. § 10-3-1511— Effective date
C.R.S. § 10-3-1601— Purpose and scope
C.R.S. § 10-3-1602— Definitions
C.R.S. § 10-3-1603— Disclosure requirement
C.R.S. § 10-3-1604— Contents of corporate governance annual disclosure
C.R.S. § 10-3-1605— Confidentiality
C.R.S. § 10-3-1606— Retention of third-party consultants
C.R.S. § 10-3-1607— Sanctions
C.R.S. § 10-3-1608— Rules
C.R.S. § 10-3-1701— Definitions
C.R.S. § 10-3-1702— Plan of division
C.R.S. § 10-3-1703— Plan of division
C.R.S. § 10-3-1704— Plan of division
C.R.S. § 10-3-1705— Amending plan of division
C.R.S. § 10-3-1706— Abandoning plan of division
C.R.S. § 10-3-1707— Approval of plan of division
C.R.S. § 10-3-1708— Commissioner approval of plan of division
C.R.S. § 10-3-1709— Confidentiality
C.R.S. § 10-3-1710— Certificate of division
C.R.S. § 10-3-1711— After division is effective
C.R.S. § 10-3-1712— Resulting insurers’ liability for allocated assets and debts
C.R.S. § 10-3-1713— Shareholder appraisal rights
C.R.S. § 10-3-1714— Rules
C.R.S. § 10-3-1715— Enforcement by commissioner
C.R.S. § 10-3-1716— Merger or consolidation effective with division