Part

THE INSURANCE CONTRACT

Fla. Stat. § 627.401— Scope of this part
Fla. Stat. § 627.402— Definitions
Fla. Stat. § 627.403— “Premium” defined
Fla. Stat. § 627.404— Insurable interest; personal insurance
Fla. Stat. § 627.405— Insurable interest; property
Fla. Stat. § 627.406— Power to contract; purchase of insurance by or for minor
Fla. Stat. § 627.407— Alteration of application
Fla. Stat. § 627.408— Application as evidence
Fla. Stat. § 627.409— Representations in applications; warranties
Fla. Stat. § 627.410— Filing, approval of forms
Fla. Stat. § 627.411— Grounds for disapproval
Fla. Stat. § 627.412— Standard provisions, in general
Fla. Stat. § 627.413— Contents of policies, in general; identification
Fla. Stat. § 627.414— Additional policy contents
Fla. Stat. § 627.415— Charter, bylaw provisions
Fla. Stat. § 627.416— Execution of policies
Fla. Stat. § 627.417— Underwriters’ and combination policies
Fla. Stat. § 627.418— Validity of noncomplying contracts
Fla. Stat. § 627.419— Construction of policies
Fla. Stat. § 627.420— Binders
Fla. Stat. § 627.421— Delivery of policy
Fla. Stat. § 627.422— Assignment of policies or post-loss benefits
Fla. Stat. § 627.423— Payment discharges insurer
Fla. Stat. § 627.424— Minor may give acquittance
Fla. Stat. § 627.425— Forms for proof of loss to be furnished
Fla. Stat. § 627.426— Claims administration
Fla. Stat. § 627.427— Payment of judgment by insurer; penalty for failure
Fla. Stat. § 627.429— Medical tests for HIV infection and AIDS for insurance purposes
Fla. Stat. § 627.441— Commercial general liability policies; coverage to contractors for completed operations
Fla. Stat. § 627.442— Insurance contracts
Fla. Stat. § 627.443— Essential health benefits
Fla. Stat. § 627.444— Loss run statements for all lines of insurance
Fla. Stat. § 627.445— Paid family leave insurance
Fla. Stat. § 627.446— Advanced explanation of benefits
Fla. Stat. § 627.4025— Residential coverage and hurricane coverage defined
Fla. Stat. § 627.4035— Payment of premiums; claims
Fla. Stat. § 627.4085— Insurer name, agent name, and license identification number required on application
Fla. Stat. § 627.4091— Specific reasons for denial, cancellation, or nonrenewal
Fla. Stat. § 627.4101— Credit insurance enrollment forms
Fla. Stat. § 627.4102— Informational filing of forms
Fla. Stat. § 627.4105— Life and health insurance; reduced premiums upon rigorous physical examination
Fla. Stat. § 627.4107— Government employees exposed to toxic drug chemicals; cancellation of life or health policy or certificate prohibited
Fla. Stat. § 627.4108— Claims-handling manuals; submission; attestation
Fla. Stat. § 627.4131— Telephone number required
Fla. Stat. § 627.4132— Stacking of coverages prohibited
Fla. Stat. § 627.4133— Notice of cancellation, nonrenewal, or renewal premium
Fla. Stat. § 627.4135— Casualty insurance contracts subject to general provisions for insurance contracts
Fla. Stat. § 627.4136— Nonjoinder of insurers
Fla. Stat. § 627.4137— Disclosure of certain information required
Fla. Stat. § 627.4138— Wrap-up insurance policies for nonpublic construction projects
Fla. Stat. § 627.4143— Outline of coverage
Fla. Stat. § 627.4145— Readable language in insurance policies
Fla. Stat. § 627.4147— Medical malpractice insurance contracts
Fla. Stat. § 627.4148— Medical malpractice insurers; required offer of coverage limits
Fla. Stat. § 627.4195— Health insurance; claims for payment of psychotherapeutic services; confidentiality
Fla. Stat. § 627.4205— Coverage identification number required
Fla. Stat. § 627.4215— Disclosures to policyholders; coverage of behavioral health care services
Fla. Stat. § 627.4232— Health insurance out-of-hospital benefits
Fla. Stat. § 627.4233— Total disability defined
Fla. Stat. § 627.4234— Health insurance cost containment provisions required
Fla. Stat. § 627.4235— Coordination of benefits
Fla. Stat. § 627.4236— Coverage for bone marrow transplant procedures
Fla. Stat. § 627.4237— Sickness disability or disability due to sickness
Fla. Stat. § 627.4238— Health insurer examinations
Fla. Stat. § 627.4239— Coverage for use of drugs in treatment of cancer
Fla. Stat. § 627.4265— Payment of settlement
Fla. Stat. § 627.4295— Dental procedures; anesthesia and hospitalization coverage
Fla. Stat. § 627.4301— Genetic information for insurance purposes
Fla. Stat. § 627.4302— Identification cards for processing prescription drug claims
Fla. Stat. § 627.40951— Standard personal lines residential insurance policy
Fla. Stat. § 627.40952— Savings reflections in residential property and motor vehicle insurer rate filings related to specified chapter laws
Fla. Stat. § 627.41495— Public notice of medical malpractice rate filings
Fla. Stat. § 627.42391— Insurance policies; cancer treatment parity; orally administered cancer treatment medications
Fla. Stat. § 627.42392— Prior authorization
Fla. Stat. § 627.42393— Step-therapy protocol
Fla. Stat. § 627.42395— Coverage for certain prescription and nonprescription enteral formulas
Fla. Stat. § 627.42396— Reimbursement for telehealth services
Fla. Stat. § 627.42397— Coverage for air ambulance services
Fla. Stat. § 627.43141— Notice of change in policy terms